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</html>";s:4:"text";s:16681:"The PPP estimation process begins with the participating economies collecting prices for items chosen from a common list of precisely defined items. P: 989.772.9405, Monday - Thursday 9:00 am - 4:30 pmFriday 9:00 am - 5:00 pm, A: 1801 S. Mission St. Mt. P: 616.784.6654, Monday - Wednesday 9:00 am - 5:00 pmThursday - Friday 9:00 am - 6:00 pmSaturday 9:00 am - 12:00 pm, Monday - Wednesday 9:00 am - 5:00 pmThursday - Friday 9:00 am - 6:00 pmSaturday 9:00 am - 12:00 pm, A: 4200 E. Beltline Grand Rapids, MI 49525 Every bank will tell you they’re different, but at Independent Bank, we know that YOU are. (This page is about PPP loans for 1099-MISC Independent Contractors. Can't see the PDF file? Divide this total by 12 to find your average monthly net profit. Nonprofits, veterans’ organizations, and independent contractors qualify as well. For borrowers in the Accommodation and Food Services sector (NAICS code 72), the maximum loan amount for a Second Draw PPP Loan is 3.5x average monthly 2019 or 2020 payroll costs up to $2 million. P: 231.995.5575, A: 201 W. Big Beaver Road Troy, MI 48084 We thank our community members and local businesses for putting their trust in us … Hola, We’re Ponce Bank. First Independent Bank is the go-to business bank in Reno and the rest of Northern Nevada. Independent Bank is a Michigan-based bank that offers loans, mortgages, personal & business banking across Grand Rapids, Bay City, Lansing & Metro Detroit. P: 616.949.2189, A: 77 Monroe Center Ave. NW, Suite 1200 Grand Rapids, MI 49503 If you receive anything suspicious, or have any questions regarding your PPP loan/forgiveness or EIDL loan/advance, we encourage you to reach out to your account officer here at Independent Bank, your accountant, or another known, trusted advisor. Franklin Savings Bank supported over 500 local businesses through access to this very important program during the first round. Sole proprietors, independent contractors, and self-employed persons, Any small business concern that meets SBA’s size standards (either the industry size standard or the alternative size standard). Neither the government nor lenders will charge small businesses any fees. A borrower is generally eligible for a Second Draw PPP Loan if the borrower: Independent Bank is now accepting applications for Second Draw PPP Loans until March 31, 2021. P: 734.545.7124, A: 1004 W. Midland Road Auburn, MI 48611 If you are interested in applying for a loan through … If you received a first-round PPP loan from us, … P: 614.907.7243, A: 7389 Croton Hardy Dr. Newaygo, MI 49337, A: 16030 Michigan Ave., Suite 210 Dearborn, MI 48126 Independent Bank is proud to help local businesses who have been negatively impacted due to COVID-19 via the Small Business Administration’s (SBA’s) Paycheck Protection Program (PPP). Independent contractors and self-employed individuals that have … P: 616.735.2293, Monday - Thursday 9:00 am - 6:00 pmFriday 9:00 am - 7:00 pmSaturday 9:00 am - 2:00 pm, A: 720 W. Shaw Howard City, MI 49329 P: 989.684.6021, Monday - Friday 9:00 am - 5:00 pmSaturday 9:00 am - 1:00 pm, Monday - Thursday 8:30 am - 5:00 pmFriday 8:00 am - 6:00 pmSaturday 9:00 am - 1:00 pmSunday 10:00 am - 1:00 pm, A: 623 Washington Ave. Bay City, MI 48708 First Draw PPP Loans made to eligible borrowers qualify for full loan forgiveness if during the 8- to 24-week covered period following loan disbursement: Second Draw PPP Loans made to eligible borrowers qualify for full loan forgiveness if during the 8 to 24 week covered period following loan disbursement: A borrower can apply for forgiveness once all loan proceeds for which the borrower is requesting forgiveness have been used. P: 616.447.0900, A: 4525 Lake Michigan Dr. Walker, MI 49534 P: 231.995.5540, Monday - Friday 9:00 am - 5:30 pmSaturday 9:00 am - 12:00 pm, A: 333 W. Grandview Parkway Traverse City, MI 49684 We are currently pausing the acceptance of forgiveness applications until we have had time to decipher the new changes and update our PPP loan forgiveness application process. Click “OK” to continue or “Cancel” to go back, A: 77 Monroe Center NW Grand Rapids, MI 49503 Independent contractors receiving 1099-MISC forms and self-employed individuals are eligible to apply for these potentially 100% forgivable loans beginning on April 10, 2020. P: 616.887.8277, A: 209 S. Main St. Standish, MI 48658 As of May 8, 2020, Independent Bank had approved 1,944 Paycheck Protection Program loans, totaling $258 million, for small businesses. Pleasant, MI 48858, A: 3251 Henry St. Muskegon, MI 49441 Paycheck Protection Program Loan Request Form The SBA has resumed processing Paycheck Protection Program (PPP) loans for a bank of Eastern’s size. Paycheck Protection Program (PPP) Customer Assistance Guiding you through PPP loan forgiveness. 1. P: 517.203.3800, Monday - Thursday 9:00 am - 6:00 pmFriday 9:00 am - 6:00 pmSaturday 9:00 am - 2:00 pm, A: 2900 West Road East Lansing, MI 48823 P: 810.688.4727, Monday - Thursday 8:30 am - 5:00 pmFriday 8:30 am - 6:00 pmSaturday 8:30 am - 1:00 pm, A: 2119 Hamilton Road Okemos, MI 48864 I currently serve as the Deputy Director of the Women’s Foundation for a Greater Memphis and also a member of the Shelby County School Board. For sole proprietors, independent contractors or other one person operations, the maximum possible PPP loan is $20,833. Elementary PPP calculation. Funding was established to create a new SBA program called the Paycheck Protection Program (PPP… Important Alerts: PPP Loans, COVID-19, Stimulus Payments. Skip to content For banking operation updates by location and PPP information Sole Proprietorships, Independent Contractors, & Single Member LLCs. This may include differing underwriting guidelines, product features, terms, fees, and pricing. Overall, I'm … “We did far outstrip the local credit unions and regional banks in the number of loans, amount of loans and the percentage of jobs that were protected in our area,” Scott says. What is the Paycheck Protection Program (PPP)? Existing PPP borrowers that did not receive loan forgiveness by December 27, 2020 may: For most borrowers, the maximum loan amount of a Second Draw PPP Loan is 2.5x average monthly 2019 or 2020 payroll costs up to $2 million. So, independent contractor presumably will be allowed PPP loan amounts of no more than $20,833.33 ($8,333.33 x 2.5). P: 248.539.4600, A: 6750 Cascade Road SE Grand Rapids, MI 49546 Proof of insurance for your loan or line of credit can be sent to verifymycoverage@i-bankonline.com or faxed to 1-866-558-6359. Update (1/11/21): As of January 11, 2021, PPP applications are open again. Please enter your first name below. How many PPP loans can I take out? Memphis, TN 38157. Independent Bank supports local businesses with SBA’s PPP loan program, Independent Bank Recognized in Mastercard's Annual Community Institution Segment Awards with Innovation Award, 2020 Women on Boards Honors Independent Bank for Having at Least 20% Women on its Corporate Board, Independent Bank sponsors WZZM's 13 Reads for 2020, Independent Bank EVP, Patrick Ervin to Serve on the Community Bank Advisory Council of the Consumer Financial Protection Bureau. Find all the convenient i-bank branch locations and hours of operation here. We offer business checking and savings, credit cards, loans and more. P: 248.918.5690, A: 1075 Wilcox Ave. White Cloud, MI 49349 The information you provide will only be stored on your computer and will not be transferred to any other source. You (the Borrower) can apply for forgiveness of your Paycheck Protection Program (PPP) loan using this SBA Form 3508S only if the total PPP loan amount you received from your Lender was $50,000 or less. If a borrower does not apply for loan forgiveness, payments are deferred 10 months after the end of the covered period for the borrower’s loan forgiveness (either 8 weeks or 24 weeks). As of May 8, 2020, Independent Bank had approved 1,944 Paycheck Protection Program loans, totaling $258 million, for small businesses. These loans enable us to provide you with the cash you need to cover payrolls, … INTERNET EXPLORER EX AMPLE . (There is some wiggle room depending on the industry.) If you are experiencing financial hardship, please contact your banker or call 901-844-0400 or 888 … B. For companies- you may need 941’s, 944’s and/or a schedule of payroll; For sole proprietors and independent contractors- 1099’s or payroll tax filings P: 616.363.1207, Monday - Thursday 9:00 am - 5:00 pmFriday 9:00 am - 5:30 pm, A: 3090 Plainfield NE Grand Rapids, MI 49505 These loans enable us to provide you with the cash you need to cover payrolls, preserve jobs and cover certain critical expenses such as mortgages and rent. P: 989.846.4595, A: 93 W. Fourth St., Suite D Suttons Bay, MI 49682 Competitive rates for the purchase, refinance, or construction of commercial properties; Available for owner-occupied or investment properties P: 989.777.1661, Monday - Thursday 8:30 am - 5:00 pmFriday 8:30 am - 6:00 pm Saturday 9:00 am - 1:00 pm, A: 4850 Bay Road Saginaw, MI 48604 Old Maltipoo mascot, will that you can continue to grow and succeed office near you use! Applicants on the button above information, and Independent contractors qualify as well following the of! 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