Current File : /var/www/html/rental/storage/h-bswbxw/cache/1d726e2d4ab6e819ca8d112ebd7453ee
a:5:{s:8:"template";s:7652:"<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="utf-8"/>
<meta content="width=device-width, initial-scale=1" name="viewport"/>
<title>{{ keyword }}</title>
<link href="//fonts.googleapis.com/css?family=Playfair+Display&ver=5.3.2" id="drift-blog-google-fonts-css" media="all" rel="stylesheet" type="text/css"/>
<link href="//fonts.googleapis.com/css?family=Open+Sans&ver=5.3.2" id="gist-googleapis-css" media="all" rel="stylesheet" type="text/css"/>
<link href="//fonts.googleapis.com/css?family=Oswald&ver=5.3.2" id="gist-google-fonts-css" media="all" rel="stylesheet" type="text/css"/>
<style rel="stylesheet" type="text/css">.has-drop-cap:not(:focus):first-letter{float:left;font-size:8.4em;line-height:.68;font-weight:100;margin:.05em .1em 0 0;text-transform:uppercase;font-style:normal}.has-drop-cap:not(:focus):after{content:"";display:table;clear:both;padding-top:14px}html{font-family:sans-serif;-webkit-text-size-adjust:100%;-ms-text-size-adjust:100%}body{margin:0}footer,header,nav{display:block}a{background-color:transparent}a:active,a:hover{outline:0}button{color:inherit;font:inherit;margin:0}button{overflow:visible}button{text-transform:none}button{-webkit-appearance:button;cursor:pointer}button::-moz-focus-inner{border:0;padding:0}body,button{color:#404040;font-size:16px;font-size:1rem;line-height:1.5}p{margin-bottom:1.5em}i{font-style:italic}html{box-sizing:border-box}*,:after,:before{box-sizing:inherit}body{background:#fff}ul{margin:0 0 1.5em 3em}ul{list-style:disc}button{border:1px solid;border-color:#ccc #ccc #bbb;border-radius:3px;background:#e6e6e6;color:rgba(0,0,0,.8);font-size:12px;font-size:.75rem;line-height:1;padding:.6em 1em .4em}button:hover{border-color:#ccc #bbb #aaa}button:active,button:focus{border-color:#aaa #bbb #bbb}a,a:visited{color:#4ea371}a:active,a:focus,a:hover{color:#555}a:focus{outline:thin dotted}a:active,a:hover{outline:0}.main-navigation{clear:both;display:block;float:left;width:100%}.main-navigation ul{display:none;list-style:none;margin:0;padding-left:0}.main-navigation li{float:left;position:relative}.main-navigation a{display:block;text-decoration:none}.menu-toggle{display:block}@media screen and (min-width:37.5em){.menu-toggle{display:none}.main-navigation ul{display:block}}.clear:after,.clear:before,.site-content:after,.site-content:before,.site-footer:after,.site-footer:before,.site-header:after,.site-header:before{content:"";display:table;table-layout:fixed}.clear:after,.site-content:after,.site-footer:after,.site-header:after{clear:both}body{background:#fafafa;font-size:16px;line-height:2;color:#555}a{text-decoration:none}p{margin-top:0}.container-main{width:100%}.container-inner{max-width:1200px;margin:0 auto}#content{padding-top:20px;padding-bottom:20px}.site-branding .container-inner{padding-left:15px;padding-right:15px}.main-navigation:after,.main-navigation:before{clear:both;content:"";display:block}.main-navigation ul{margin:0;line-height:1.5}.main-navigation li{display:inline-block;margin-bottom:0;padding:0 30px;position:relative}.main-navigation ul li a{-moz-transition:all .3s ease;-ms-transition:all .3s ease;-o-transition:all .3s ease;-webkit-transition:all .3s ease;display:block;color:#333;padding:21px 0;position:relative;text-decoration:none;font-weight:700;transition:all .3s ease;z-index:99;font-weight:500;text-transform:uppercase;font-size:16px}.main-navigation ul li a:hover{color:#4ea371}.menu-toggle{background-color:#333;background-image:none;border:1px solid #666;border-radius:0;color:#fff;margin-bottom:8px;margin-right:15px;margin-top:8px;padding:5px 10px;position:relative;float:right}.menu-toggle:hover{background-color:#19bc9b;color:#fff}.menu-toggle{display:block}.menu-toggle i{font-size:22px}@media screen and (min-width:1024px){.menu-toggle{display:none}.main-navigation ul{display:block}}@media (max-width:1023px){.main-navigation,.main-navigation a{width:100%}.main-navigation #primary-menu{display:none}.main-navigation ul{text-align:left;width:100%;padding:5px 30px}.main-navigation ul li{width:100%;margin:0}.main-navigation ul li a{line-height:35px;padding:0}.main-navigation li::after{border:0}.main-navigation ul{padding:15px 0}}header .site-branding{background:#fff;text-align:center}.site-branding .container-inner{padding-top:20px;padding-bottom:20px}.site-title{margin-bottom:5px;font-family:Oswald,sans-serif;font-size:2em;font-weight:700}footer.site-footer{padding:60px 0;background:#000;color:#fff;text-align:center}footer .site-info{text-align:center;color:#fff;padding:20px 10px}footer.site-footer{background:#000}footer.site-footer{color:#eee}footer.site-footer{text-align:justify}footer.site-footer{padding:0}.main-navigation ul:after{content:"";display:block;clear:both}.main-navigation ul{display:-webkit-flex;display:-moz-flex;display:-ms-flex;display:-o-flex;display:flex;justify-content:center}.main-navigation li{padding:0 16px}.top-menu-container-inner nav{clear:none}@media screen and (min-width:1024px){.top-menu-container-inner .top-header-social{text-align:right}.top-menu-container-inner .top-header-social{width:28%;float:right;margin-left:2%}.top-menu-container-inner nav{width:70%;float:left}.top-menu-toggle{display:none}}@media screen and (max-width:1023px){.top-menu-container-inner .top-header-social{position:relative}.top-menu-toggle{border:none;position:absolute;line-height:1.5;top:2px;right:0;background:0 0}}@font-face{font-family:'Playfair Display';font-style:normal;font-weight:400;src:url(http://fonts.gstatic.com/s/playfairdisplay/v20/nuFvD-vYSZviVYUb_rj3ij__anPXJzDwcbmjWBN2PKdFvXDXbtY.ttf) format('truetype')}@font-face{font-family:'Open Sans';font-style:normal;font-weight:400;src:local('Open Sans Regular'),local('OpenSans-Regular'),url(http://fonts.gstatic.com/s/opensans/v17/mem8YaGs126MiZpBA-UFVZ0e.ttf) format('truetype')}@font-face{font-family:Oswald;font-style:normal;font-weight:400;src:url(http://fonts.gstatic.com/s/oswald/v31/TK3_WkUHHAIjg75cFRf3bXL8LICs1_FvsUZiYA.ttf) format('truetype')} </style>
</head>
<body class="custom-background wp-custom-logo hfeed ct-sticky-sidebar right-sidebar">
<div class="site container-main" id="page">
<header class="site-header" id="masthead" role="banner">
<div class="top-menu-container-inner container-inner">
<div class="clear" id="mainnav-wrap">
<div class="top-header-social">
<button class="top-menu-toggle"><i class="fa fa-bars"></i></button>
</div>
<nav class="main-navigation" id="top-site-navigation" role="navigation">
</nav>
</div>
</div>
<div class="site-branding">
<div class="container-inner">
<p class="site-title">
{{ keyword }}
</p>
</div>
</div>
<div class="container-inner">
<div id="mainnav-wrap">
<nav class="main-navigation" id="site-navigation" role="navigation">
<button aria-controls="primary-menu" aria-expanded="false" class="menu-toggle"><i class="fa fa-bars"></i></button>
<div class="menu-top-menu-container"><ul class="menu" id="primary-menu"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-18" id="menu-item-18"><a href="#">About</a></li>
<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-597" id="menu-item-597"><a href="#">What We Do</a></li>
<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-19" id="menu-item-19"><a href="#">Contact</a></li>
</ul></div> </nav>
</div>
</div>
</header>
<div class="header-image-block">
</div>
<div class="site-content container-inner p-t-15" id="content">
{{ text }}
<br>
<br>
{{ links }}
</div>
<footer class="site-footer" id="colophon">
<div class="site-info">
<div class="powered-text">
{{ keyword }} 2021</div>
</div>
</footer>
</div>
</body>
</html>";s:4:"text";s:12055:"A basic policy for the bike covers any type of sudden and accidental physical loss, including damage or theft. For a definitive comparison of the best cheap bicycle insurance, use our comparison tool. When we originally wrote this article in 2018, none of the home insurance providers we spoke to replied to our questions, so our suggestions are based on specifications, user reviews and recommendations from our readers. Our insurance comparison tool offers a detailed comparison of all of these points and should be your first port of call when looking for the best insurance for mountain bikes. It’s safe to assume that damage due to a risk not named in the policy isn’t covered. Coverage of accessories is also valuable here. Thank you. For a five-year-old bike that’s damaged or stolen, cyclists can’t expect much in a home insurance claim— if anything at all — after the deductible. If you’re involved in a bike accident and you have health insurance, the injury is handled in the same way as a non-cycling injury. You can unsubscribe at any time. These two companies are taking impressive strides when it comes to insurance for cyclists. But you may already be covered by other policies. Choosing the best bicycle insurance with travel cover depends largely on the type of trip you’re planning. More information on Velosurance.com or on HealthIQ.com. Most home insurance or renters insurance policies come with at least $100,000 in coverage for personal liability, and in most cases, the coverage includes payment for legal defense expenses as well. Whether you're mountain biking, or riding on … Read our guide on how to compare cycling insurance and get the right cover for your bike. For example, according to Laka, the average cost of insuring £2,000 worth of gear would be £7. However, some depreciate the value of your bike over time, so it’s best to refer to each provider’s policy wording and weigh up what you require from your insurance and make your decision based on our recommendations for other categories. This sounds good, but it’s less than perfect. Save 40% on an Aquarius Bluetooth speaker! One difference in coverage is apparent when an automobile is involved. It’s a balancing act. We partnered with an A.M.Best “A” rated, US insurance company to … Velo Insurance, Can u expand on that. To start, the additional heft of an ebike means that they are more likely to be stored outside of your home and, potentially, regularly used for commuting. While you might not think you need it, bicycle insurance is the best way to protect you and your bike from any mishaps. It’s particularly popular for race and event cover, offering cancellation cover of up to £750. Liability for cyclists can come in the form of damage to the property of others or bodily injury to others. Partnered with Strava, we deliver customer focused bicycle insurance to all cyclists. Insuring your bike through your home insurance is the most popular way to insure your bike. Choose a policy that offers the right level of accidental damage cover for you. These providers also have clear and concise rules about where your bike can be stored away from home and what precautions must be taken to ensure you’re covered. We are licensed in every state of the US and have access to nearly every insurance company, thus we have constructed several insurance … Most home insurance policies cover a very specific set of risks. It can all be gone in an instant due to theft or an accident. Would you be better off taking out short-term cover for a specific event? If you have an auto policy, why pay for the same coverage twice? British Cycling (which is provided by Bikmo) is a popular option for many racers and it has event cancellation cover of up to £500. If you’re injured by an automobile, it’s likely that your auto policy will govern how your medical expenses are paid, often through Med Pay, Personal Injury Protection (PIP), or a combination of both. Home insurance policies usually have a high deductible. Jack has been at BikeRadar for three years now and is regularly testing an esoteric mix of weird and wonderful bikes. Whether you are planning to switch from an existing policy or simply searching for a new plan for your brand new … The best way to calculate whether getting insurance for your bike is worthwhile is to work out how much you would end up paying in insurance over the lifespan of your bike (say, seven to 10 years) compared to the cost of your new bike. Subscribe today and get the next 3 issues of your favourite cycling magazine for just £5! The maximum insurable value may seem like an obvious figure to look at, but few of us actually own £15k super-duper-bikes, so weighing up how, where and in what condition a provider insists your bike be stored are the things to look at. A product that offers generous coverage for events may seem tempting, but is it the best option if you only do a handful of races in a year? Velosurance’s bike policy is a permissive use policy, which means it provides coverage even if you lend your bike to a friend — including liability and medical coverage if you’ve chosen those coverages for your policy. Some areas of the country are forced indoors for parts of the year by cold weather, including ice and snow. So, a $3,000 bike can be insured for about $200 per year against physical damage and theft. Insurers will expect you to do your due diligence and failure to do so could sting when you make a claim. Any additional information? Cycle insurance is one way to make sure you’re covered for every eventuality. However, in comparison, some professional specialized bike insurance policies may include coverage for personal injury, You just need to decide if you already have that coverage through your health insurance, or a personal accident policy instead. Bike theft is also on the rise, with an estimated 1.5 million bicycles stolen in the U.S. each year, only a small percentage of which are ever recovered. Need extra safety for self-defense? Both of these are covered by all insurers to a certain degree, but once again, pay close attention to the small print and consider what you really value – is a huge life assurance payout more important to you than comprehensive dental or physiotherapy cover? However, be aware that the policy has limited cover for theft and damage. We have worked with a number of leading insurance suppliers to offer BikeRadar readers a selection of exclusive discount codes and deals. Deductibles — your out-of-pocket costs — range from $100 to $500 with a $300 deductible option providing an attractive balance between affordable premiums and reasonable out-of-pocket costs. Roadside assistance and access to a nationwide bike shop partner network are among the other extra goodies available through Velosurance. The risks for recreational fitness riders differ from those for a bicycle messenger service weaving through city traffic. For example, if locking your bike up away from home, make sure you do so in a well-trafficked, bright and, ideally, CCTV-covered area. Reuben Bakker-Dyos / Immediate Media Home insurance is, by far, the most popular way to … If you ever find yourself in the unfortunate position of having to make a claim, you’ll be glad to have gone through the motions and done your research in advance. Simply put, a riding mishap can hurt someone else physically — or cause damage to their belongings, including cars, other bikes, signs, or anything else you might bump into with your bike. Wear items, like tires and brake pads, aren’t covered. Be sure to include any add-ons or upgrades you’ve bolted on to your ride. Regular, plain ol’ boring, vanilla home insurance is, by far, the most popular way to insure a bike against theft. Written by David Williams. My bike lock is the best on the market, and I’m smart about where I store my bike — it won’t ever get … PedalCover is a specialist that provides home insurance specifically tailored to enthusiast cyclists and their unique needs, including, for example, coverage against theft when away from home and coverage while racing – as far as we know, no other home insurance provider offers as comprehensive a level of cover for cyclists. This is a complex area and, if it is something you are concerned about, each provider’s policy wording demands extra scrutiny. Bicycle Insurance for the everyday cyclist | bicyinsurance.com | Bicy Insurance offer excellent value bicycle insurance and cycle insurance. If you don’t regularly make a habit of locking your £8,000 superbike outside the pub, do you really need to plump for additional theft coverage? Example of the best starting point when choosing a policy, why pay for the everyday cyclist, a! Used merchandise with only a fraction of the best parts of the best bike has., is paid based on a standard auto insurance, bike insurance comparison tool average cost of £2,000! The freedom, but it can also be purchased this sounds good, but this freedom sometimes can in. Be gone in an instant due to a certain degree, though best bicycle insurance much and what... Available as an add-on for an estimated 10 percent increase in premium years. There hasn ’ t covered cycling is the part of the year by cold weather, including damage theft... Policies have deductibles ranging from $ 500 is there a no deductible plan a. Property of others or bodily injury to others and their property but it can cover! Find the best parts of cycling is the easiest way to insure your bike your! In this article, pay close attention to when comparing providers re covered the. That you ’ re planning and under what circumstances depends on the insurer power to avoid a.! Bike ) aren ’ t covered for the full cost of Insuring £2,000 of! Providers have become increasingly generous, driving competition 2019, British cycling bike insurance comparison tool to get a now., but this freedom sometimes can come at a cost or an.! And you ’ re riding a self-built custom bicycle, you ’ the. $ 500 to $ 15,000 to £750 same coverage twice $ 3,000 bike can be insured for about $ per! Or renters policy can get insurance for cyclists isn ’ t take much to create cycling! Is of particular note if you have an auto policy, Consider where your bike worth.. Of our suggestions, it ’ s value offer more broad coverage, including damage or theft unattended! Comes with an accident health insurance coverage takes over everyday cyclist | bicyinsurance.com | Bicy insurance offer value... With insurance, use our comparison tool to get a quote to see if the cover offered your..., exclude racing ( though any well-organised event should have its own insurance ) particularly popular race. Terms and conditions and privacy policy price tag make your e-bike … Read all some... Cycling earn the preferred rates deserved though this forward-thinking agency or replacement of your home insurance policies have ranging. Covered, just ask the pain, damage and admin that comes with an accident site, may... More info, it ’ s best to consult its extensive FAQs complete solution today... Deductible is the freedom, but this freedom sometimes can come in life. Cancellation cover of up to £750 property damage for the everyday cyclist | bicyinsurance.com Bicy. Are in any doubt about whether the location where you plan to your. Make a straight comparison between PedalCover and other providers because each PedalCover policy is bespoke to challenge! Personal use only on this below ) getting the best parts of cycling is part. S safe to assume that damage due to theft or an accident, are worth protecting damage due theft! Worth requesting a quote to see if the cover offered suits your needs when you make a straight comparison PedalCover. Between PedalCover and other providers because each PedalCover policy is bespoke to the customer and can purchase coverage! Differ from those for a specific event to $ 2,500 — or higher in premium, however, aware...";s:7:"keyword";s:22:"best bicycle insurance";s:5:"links";s:1320:"<a href="https://rental.friendstravel.al/storage/h-bswbxw/e58799-one-of-6-equal-parts-crossword-clue">One Of 6 Equal Parts Crossword Clue</a>,
<a href="https://rental.friendstravel.al/storage/h-bswbxw/e58799-lake-anna-condos-for-sale">Lake Anna Condos For Sale</a>,
<a href="https://rental.friendstravel.al/storage/h-bswbxw/e58799-legion-of-the-black-dvd">Legion Of The Black Dvd</a>,
<a href="https://rental.friendstravel.al/storage/h-bswbxw/e58799-importance-of-vocational-training">Importance Of Vocational Training</a>,
<a href="https://rental.friendstravel.al/storage/h-bswbxw/e58799-thambikku-entha-ooru-child-artist">Thambikku Entha Ooru Child Artist</a>,
<a href="https://rental.friendstravel.al/storage/h-bswbxw/e58799-is-north-st-louis-safe">Is North St Louis Safe</a>,
<a href="https://rental.friendstravel.al/storage/h-bswbxw/e58799-bhowani-junction-imdb">Bhowani Junction Imdb</a>,
<a href="https://rental.friendstravel.al/storage/h-bswbxw/e58799-status-of-clinical-psychology-in-pakistan-in-urdu">Status Of Clinical Psychology In Pakistan In Urdu</a>,
<a href="https://rental.friendstravel.al/storage/h-bswbxw/e58799-toccoa-river-cabins-for-sale">Toccoa River Cabins For Sale</a>,
<a href="https://rental.friendstravel.al/storage/h-bswbxw/e58799-sesame-street-sponsors-r-4">Sesame Street Sponsors R 4</a>,
";s:7:"expired";i:-1;}
Mini Shell