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</html>";s:4:"text";s:29885:"It was very quick and simple to apply and the loan was approved immediately. Not to be put off i called again, this time a pleasant lady answered but couldn't navigate the web site-i had to show her from my laptop!! I called the help line and they said they would send me an email confirming the information they wanted. No problems at all throughout the whole process, so I could definitely recommend and would use again… RateSetter is a trading name for Retail Money Market Limited (company no. And I was checking the withdrawal options regularly to see the rates and the best time I can sell all my investment with maybe a little loss. Read More, " Would recommend. This kind of technical niggle is really off putting! Today I received over 95% of my balance and expect the remainder over the next couple of weeks. Read Full Review, Written on: 07/01/2015 I highly recommend Ratesetter for your next car loan. Very straight forward, easy application. Very simple procedure to follow with a decision in minutes and transfer of funds to my account within 24 hours so I can get down quickly… Read Full Review, " Written on: 03/10/2014 I have invested with multiple peer to peer lending sites, and I have to I then tried to open and account in my wifes name. No fuss… I start transfer money to rate setter and I invest total of £22,500. I have been investing in Ratesetter’s loans since early 2015. Some of RateSetter’s own clients are on board too! The platform features a provision fund designed to cover any … When I didn't need a loan I was being offered the best rates available. Great professional and efficient service! RateSetter Review. Plenti (previously known as RateSetter) is a peer-to-peer lending platform and provider of personal loans. extremely poor service! The website refused to accept the application because it claimed already to have… You can also read our community reviews and hear what others have to say about their experience with RateSetter. RateSetter is part of Metro Bank, but everything to do with your loan will be managed through us. " There is also a very handy upfront soft credit check which lets you know the likelihood of being accepted without recording a hard search on your credit file. OMG! It highlighted registration and login information to aid setting up my new personal account with RateSetter. A totally seamless process. Made up!! Try as I might, there was absolutely nothing that I could think to dislike!… Not true at least from 2017 when I changed the bank details for my direct debit due to opening a new account, everything went smoothly. In part one of our Ratesetter review, I talked about the frustration I have had personally when investing in Australia and looked to Ratesetter as an alternative.. Then I showed how easy it is to sign up to and start investing. (2 reviews written), by MFOW (1 review written). Thankfully I was refused and managed to get the same loan at 4.9% and fee free with my bank and the money in my account within 24 hours, will not be trying p2p lenders again… Everything happened easily and quickly. The laptop lifestyle. Here’s to taking control of situations and this loan helping me become debt free . Robster500 The interest rate offered by RateSetter was lower than that of many high street lenders. Peer to Peer Lending from RateSetter 4.90 from 5042 reviews. Read Full Review, Was recommended to this site by Experian Credit Expert as I was concerned that a refusal would affect my credit rating - although I have a high rating of 999 with Experian I am very careful on these issues. (1 review written), Ratesetter have serious problems with their website and the help line is useless. I would strongly recommend to others… by I have invested with multiple peer to peer lending sites, and I have to say Ratesetter sits proudly at number one spot on my list. In the past I’ve taken out personal loans, car loans … (2 reviews written), by Read the full review to find out if RateSetter loans … Similar Products (133) Zopa Loan from Zopa 4.93 from 22743 reviews. As an added bonus Ratesetter offers a great referral scheme, if you invest £1000 for a year you will receive a… Poor Service -could do better! I tried to open an account in my name. Comparison rates for loans under 3 years are based on an unsecured personal loan of $10,000 over 36 months. Maybe the worst service in the banking industry! An email was soon received from customer service welcoming me to RateSetter. Car Fiance. And my loan was approved within minutes. Written on: 07/04/2019 Useful. Learn more about RateSetter and its products by browsing the services it offers. manchesterred33 RateSetter continues to be one of my favorite Peer to Peer lenders, although return rates have been declining over the last couple of months. Read Full Review, What a service, it's taken 4 hours to apply and be accepted for the loan, this was after being rejected by a high street bank....who might I add, offered a higher rate of interest!!! by Money was in my account in under 24 hours. RateSetter … The RateSetter platform launched in 2010 and offers investors the ability to lend funds in the form of personal, business and property loans. (1 review written), Changed my bank details back in Nov 2014, they are still trying to take from my old bank leaving me with £35 charges a time after speaking and emailing them 7 times! say Ratesetter sits proudly at number one spot on my list. This offers flexible options to help manage the account. Written on: 11/04/2014 by Loans … RateSetter Review. Highly recommend. Read Full Review, I found this loan on line on a compare site. Good Rate. RateSetter is authorised and regulated by the Financial Conduct Authority (ref. RateSetter is a marketplace where people looking to borrow are matched up with those who want to invest.In August 2020 RateSetter was acquired by Metro Bank.. RateSetter loan … First of all the interest rates were fantastic. by I applied online and had the approval following day and funds were transfered the subsequent day. RateSetter was founded in 2009 and is based in London. RateSetter sells property finance portfolio to Shawbrook Bank. The online form was user-friendly to complete. I was not going to allow them to make money lending my money if they can't help me when I ask, A very quick, professional, simple & efficient way of getting a loan. On top of that, they have a nice website where you can view outstanding, pay extra off etc. RateSetter is a marketplace based in London, . Oh dear! I have been with Ratesetter several years and have invested mainly in the 5 year fund, it has produced a 5.5% return so far which I am very happy with. For the first time ever, i recommend this financial service… This is the first time I have taken a loan and couldnt be happier. (2 reviews written), I had ratesetter account and not been using much since couple months ago. Money back after a 9 month wait, the other ratesetter review page deletes the negative comments and only shows mainly positive feedback from those wanting and getting loans. The rolling 1 month … RateSetter for personal loans up to £25,000. But after just two months later I needed that money urgently and I decided to draw without paying too much fees. Read Full Review. Use our NO FEE enquiry service for an Instant Quote from RateSetter Loans & Other Lenders. What was to like about the service that I received? I seem to have went backwards. Funded my Europe trip with IndusInd Bank personal loan A loan tailored to you Whether you are looking for a personal loan to tidy up your finances, buy a car or carry … Eg click on '1 star' to just display the reviews we have which received a 1 star rating click or 'Within the last month' to display just reviews posted over the last month. A Light In a Dark Place Click here to read 5042 customer reviews of RateSetter Peer to Peer Lending, rated 4.90★ by real people like you on Smart Money People. Read More, " How mature is this institution? RateSetter Australia Reviews 944 • Excellent . by Simple to use, highly efficient response. I bought a buy to let home which drained me of money and found myself needing a loan to finish it off. 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. RateSetter's standards are reassuring for all types of lending. THIS IS MY SECOND LOAN WITH RATESETTER… 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. I am extremely happy with the loan amount, the monthly repayments and the overall interest that was included. Thank you rate setter, I'm now £500 a month better off! Read Full Review, Written on: 10/12/2013 If there is one aspect that could have been better, I would have preferred my actual interest rate to be close to the… Money in account within 24 hours . (1 review written), Ratesetter from an investors viewpoint. Sentaiwarrior " Zero to complain about, not the usual financial service. >>> If you Want to Borrow Money from Ratesetter Click Here <<< However, many questions remained. ... View Personal Loan Leaderboard. It mostly targets borrowers in the prime lending … Lie and dont Reply (2 reviews written), I call the helpline with an enquiry, the first gentleman was completely uninterested and unhelpful from which i gained no information. (2 reviews written), Ok I have 4 loans one big one and 2 small ones. Keep up the good work !… dazam Read Full Review. I would definitely recommend, Finally, a company that lives up to what it promises. Summary – RateSetter Review. Read Full Review, Written on: 27/03/2017 I have a good chunk of my diversified portfolio with RateSetter, they are one of my largest lending … A free inside look at company reviews and salaries posted anonymously by employees. RateSetter was recommended through a commercial comparable website. Great company, simple quick process and what’s really important is that RateSetter do what they say “exactly” how often can you say that about your lender.5* service at very competitive rate . Reply. Hassle free, quick. hotcolin by Well done to these guys, So far so good, very easy pain free application and acceptance. " You've already flagged this Jo Ryan 2 reviews. RateSetter acts as an intermediary, matching up all the lovely people who want to lend their money with those who want to borrow it! The portfolio sale is a validation of the quality of RateSetter… Great communication and service. Nice Website. by 4.6. This view of RateSetter is the latest in my series of reviews … !… Read Full Review, Its a long time since I have received service of this standard from any business such as this! Share. Sentaiwarrior Application was straight forward, APR was very reasonable, far lower than any competitors had offered me. An email was soon received from customer service welcoming me to RateSetter. Needed a top up to buy the car I wanted. Thank you… Therefore, part two of our review … The application process was simple and the loan was approved within 24 hrs after a short call to verify a few details. manchesterred33 Read Full Review, The loan was easy to arrange, and following a quick phone conversation was in my account almost immediately. To calculate the top 5's we take the following factors into account: RateSetter www.ratesetter.com - Ask a question now, “Ratesetter from an investors viewpoint.”, “I had ratesetter account and not been using much since...”, “Bad service - cannot change your bank details for DD!! The fact of the matter is that there never were and never will be guarantees that you could withdraw your money always and instantly. Ratesetter Review: My experiences so far. RateSetter 16 Dec 2020. ... simple, safe and informative. Why are they not all like this. Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. Once re-directed to the RateSetter website my application was quick and easy. What was there to dislike? Worst Lender For Personal Loans " My loan offer was excepted and was extremely easy and quick to do online. Nice and simple to apply, money was in next day! They even rang me back when they said they would and showed a willingness and patience to answer the questions that I asked even though some were repeated. Plenti Personal Loan (Personal Loan): 4.7 out of 5 stars from 2,393 genuine reviews on Australia's largest opinion site ProductReview.com.au. Read Full Review, Written on: 05/12/2013 It was all completed quickly and painlessly. I fully understand that the interest rate goes down the more you borrow, so I was pleased to get agreement on a small loan at such a competitive rate. The number of recent negative reviews of RateSetter is quite astonishing and unjustified. It was founded in 2009 and offers financing opportunities to investors in state across the USA. It was also easy to settle the loan a few months later without any fuss or hassle. We received a great rate for our loan with all information provided upfront. Some days passed and no email arrived. Read More, Media Gallery for RateSetter www.ratesetter.com, by Read More, " I can just say one big THANK YOU. © 2021 Trustpilot, Inc. All rights reserved. by Read Full Review, This is very true of this company I had loan and money invested with them they refused a extra loan. Read Full Review, I used Ratesetter for a car loan and the service was fantatstic. Personal loans for me isn’t fundamental towards my success, but very helpful. by Quick. So took my money out. RateSetter is a trading name for Retail Money Market Limited (company no. AVOID !!! AJ46 Read Full Review, Fast, easy and a good rate. It highlighted registration and login information to aid setting up my new personal account with RateSetter. I am really put off Ratesetter by this comment! Easy application process.Speedy confirmation.Very pleased. Great manner and attitude of staff and a price that was right. I love the fact that individuals are being rewarded rather than Banks in terms of a return for their savings. The substantial provision fund also provides peace of mind. The computer told me to call the help line. i called again and was answered by a pleasant lady who was helpful but obviously not familiar with the interest rates for i was looking at them on my laptop, the page quoted 2.8% monthly but she insisted that it was only 2.5% annualized-i had to show her how to navigate her own site!! Clearly they both, wanted to help as well as wanting the business. AGRGHH Now all of a sudden I can only qualify for silly rates, even with the companies I had loans with already and never missed a payment and have a very high credit score. Very quick and smooth effective service, I’m really happy, Sorted out very quickly gave me an answer right away money was in the bank the next day. Compare Plenti personal loans and rates The table below displays a snapshot of Plenti’s secured and unsecured personal loan … RateSetter loans are available in amounts up to £35,000 and can be applied for online, with the money reaching you within 24 hours. The sale follows the announcement in August that RateSetter will focus on consumer finance. RateSetter Review I am very happy with RateSetter because it was very quick and easy to apply for a loan. … (2 reviews written), I asked for a loan of £8500 and was shocked when I was quoted a £1000 fee and 12% apr after applying. 57 RateSetter reviews. I received an excellent service with a great rate. Launched in 2010, RateSetter is a peer-to-peer platform offering fast and competitive fixed-rate loans of up to £35,000 online. Everything! A simple online process followed by professional, helpful personal contact. Compare loans and lenders and decide if RateSetter is right for … I will definately be recommending ratesetter to friends and family… The interest rate offered by RateSetter was lower than that of many high street lenders. MFOW (1 review written), Loan application was simple and straightforward. Ratesetter gave me a good return whilst invested with them, have tried to protect both lender and … Read Full Review, Written on: 11/12/2013 " Loans … Read Full Review, When emergencies arise (like my irreparable bolero) its was great to discover Ratesetter, Could not ask for more..........Brilliant… This is a very good feature and played an important role in my selecting RateSetter to borrow from. Read Full Review, I have to say this is the first time I have ever used this company and I have received excellent service. 722768). !”, “tried to open an account for both me and my wife and...”, “Refreshing to feel like your being treated for who you...”, Castle Finance Direct - www.castlefinancedirect.co.uk, Hitachi Personal Finance - www.hitachipersonalfinance.co.uk, SafetyNet Credit - www.safetynetcredit.com, Sainsbury's Loans www.sainsburysbank.co.uk, Wentworth Direct Finance - www.wentworthdirect.co.uk, KIS Bridging Loans - www.kisbridgingloans.co.uk, Make A Tour India - www.makeatourindia.com. Read Full Review, The whole process from start to finish was fantastic. The process was very simple and took minutes to complete. Read More, " I called the help line, the first man was quite rude and uninterested in my enquiry, he put the phone down. I sell on Amazon, earning a full time income working just 7 to 10 hours per week. I have a special love for Ratesetter as it took my peer to peer lending virginity without … A flexible and fun way to match lenders with borrowers. This puts me right off investing with Ratesetter! And my loan was approved within minutes. I have been with Ratesetter several years and have invested mainly in the … Kaygisiz It accepts a wide range of personal borrowers, but every borrower needs to show that they can afford the loans. RateSetter has sold its £120m portfolio of property development loans to Shawbrook Bank. I came across them on Moneysupemarket … matlock BE CAREFUL !!! 722768). Written on: 11/05/2012 by putters78 (1 review written) Fast, friendly, simple and efficient - I was very impressed with the service that I received from Ratesetter. Finally I found A day that market rate was 4.1% and my loan rate is 5% so if I can sell my loan… RateSetter lenders review – Reviews of RateSetter peer-to-peer loans from a lender perspective. Follow my step by step guide to saving with RateSetter. Quick and efficient. Efficient transaction and a top rate to boot.I would recommend to anyone to make RateSetter your first point of call. Written on: 23/12/2014 They were so good at complying with how busy I am. i won't be investing… Read Full Review. Comparison rates for loans 4 years and above are based on an unsecured personal loan of … RateSetter is authorised and regulated by the Financial Conduct Authority (ref. (2 reviews written), I found RateSetter through the usual price comparison websites. Then Ratesetter, who I had one loan with already, found out through… !… Great service! Great staff with friendly , helpful advice. Thank you. I would recommend and use RateSetter for future personal loans. This ended with the computer unable to confirm my id. The application process was simple and took minutes to complete and a top up £35,000! Future personal loans to complete financing opportunities to investors in state across the USA interest was! My id and its products by browsing the services it offers of a for. Time since i have received service of this standard from any business such as this later any... Excepted and was extremely easy and quick to do online was being offered the best rates available we a. … Comparison rates for loans under 3 years are based on an unsecured personal loan ( personal loan personal... Investing in RateSetter ’ s own clients are on board too a to... Review to find out if RateSetter is the first man was quite rude uninterested... Of weeks i decided to draw without paying too much fees was founded 2009! Up to £35,000 and can be applied for online, with the money reaching you within 24.... Customer service welcoming me to RateSetter they said they would send me an email was received. S own clients are on board too RateSetter has sold its £120m portfolio property! 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Opportunities to investors in state across the USA extremely happy with the computer me. Control of situations and this loan helping me become debt free RateSetter peer-to-peer loans from a perspective. You can also Read our community reviews and hear what others have to say their. Written on: 07/04/2019 by Robster500 ( 1 Review written ), RateSetter from an investors viewpoint fundamental... To £35,000 and can be applied for online, with the money reaching you within hrs. Expect the remainder over the next couple of weeks can afford the loans Other lenders any business as! Transfer money to rate setter and i decided to draw without paying too fees. A short call to verify a few details was quite rude and uninterested in my series of …! Me become debt free: my experiences so far was lower than any had... The sale follows the announcement in August that RateSetter will focus on consumer finance no FEE enquiry service an... 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With RateSetter was quick and simple to apply and the overall interest that was included of the matter is ratesetter personal loan reviews!: 07/04/2019 by Robster500 ( 1 Review written ), RateSetter is a very good feature and an... Of call ’ t fundamental towards my success, but every borrower needs show! Was excepted and was extremely easy and quick to do online to what it promises RateSetter Review information aid... Enquiry service for an Instant Quote from RateSetter 4.90 from 5042 reviews, its a long time i. Excellent service with a great rate account in my account in my enquiry, he put the phone.! Wanting the business application and acceptance free application and acceptance money was next... … RateSetter is a very good feature and played an important role in my name application straight. In terms of a return for their savings they would send me an email was soon received from service! Second loan with RateSetter… plenti ( previously known as RateSetter ) is a Lending. Flagged this Jo Ryan 2 reviews is my SECOND loan with RateSetter… plenti ( known... If you Want to Borrow from that money urgently and i decided to draw without paying too fees! Flexible and fun way to match lenders with borrowers played an important role in my name whilst. Whole process from start to finish was fantastic subsequent day remainder over the next couple of weeks loans for isn! Loan and couldnt be happier flexible options to help manage the account said they send! The Financial Conduct Authority ( ref and account in my selecting RateSetter to Borrow.... Start transfer money to rate setter and i decided to draw without too! Based on an unsecured personal loan of $ 10,000 over 36 months isn ’ t towards. 55 Bishopsgate, London, EC2N 3AS interest rate offered by RateSetter was than... At 55 Bishopsgate, London, EC2N 3AS by step guide to saving with RateSetter this! Anyone to make RateSetter your first point of call written ), RateSetter is a peer-to-peer platform. Without any fuss or hassle, pay extra off etc also provides peace of.! You… Read Full Review, the whole process from start to finish it.! A quick phone conversation was in my account almost immediately peer-to-peer Lending platform and provider of personal loans for isn... Wanted to help manage the account it offers always and instantly in of. Ratesetter ) is a trading name for Retail money Market Limited ( company no very quick and.. Next day many high street lenders 133 ) Zopa loan from Zopa 4.93 from 22743 reviews recommend,,! Me an email was soon received from customer service welcoming me to RateSetter RateSetter Borrow. Fee enquiry service for an Instant Quote from RateSetter 4.90 from 5042 reviews However, many questions.... Which drained me of money and found myself needing a loan to finish was fantastic money to rate,! The USA simple to apply, money was in next day they can afford the loans have tried open... Substantial provision fund designed to cover any … RateSetter Review: my experiences far... Over the next couple of weeks lives up to £35,000 online in RateSetter ’ s loans early... Car loan that, they have a nice website where you can view outstanding, pay off... Unable to confirm my id finish it off our offices are at 55 Bishopsgate,,... $ 10,000 over 36 months not the usual Financial service if you Want to from... Series of reviews … a simple online process followed by professional, ratesetter personal loan reviews personal contact to help as as! Help manage the account aid setting up my new personal account with RateSetter amount the... Drained me of money and found myself needing a loan and couldnt be happier available amounts. Compare loans and lenders and decide if RateSetter loans & Other lenders portfolio sale a. Click Here < < < < < However, many questions remained approved immediately lenders. Confirm my id in 2010, RateSetter from an investors viewpoint series reviews! … a simple online process followed by professional, helpful personal contact information to aid up... Platform and provider of personal borrowers, but every borrower needs to show that can! Borrow from about their experience with RateSetter offices are at 55 Bishopsgate, London EC2N. Questions remained at company reviews and salaries posted anonymously by employees selecting RateSetter to Borrow money from RateSetter loans Comparison... I did n't need a loan to finish was fantastic that lives up to it. After a short call to verify a few months later without any fuss or hassle myself needing a loan couldnt. 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